Jeff Edwards's Blog Posts

Embarking on the journey of finding your dream home is an exciting and significant step in life. Whether you're a first-time homebuyer or looking to upgrade, the process of searching for a home can

Becoming a homeowner is a significant milestone in many people's lives, but the journey to homeownership can be complex and daunting. Understanding the various mortgage types and down payment

Introduction:The age-old debate of whether to own a home or rent continues to be a significant decision for individuals and families alike. Both options have their merits, but homeownership often

Mortgage Rates On The Rise....Again!I hope you have been reading through the past months as I have tried my best to prepare you and everyone else for what is happening in the market. Today will

I came across this great article on BiggerPockets that gives some essential questions to ask lenders regarding mortgages.  It breaks it down into 3 sections - what to ask when searching for the

2 Minutes With JeffNew episode out where I want to talk a little bit about the rumblings of a market slowdown.  Comment on the video and let me know what you!

The seller’s market is only getting stronger in 2021 as home prices continue to rise and inventories hit record lows across the country. While mortgage rates have inched up slightly, they

Selecting a beautiful new light fixture for a home is a great way to visually update a home and add sparkle to a space. But putting the wrong lightbulb in that fixture can have disastrous effects.

After nearly a year of quarantining at home, many homeowners are putting a laser focus on their surroundings. All this time at home has made some trends less appealing, while others have soared.Some

Your home is in the perfect location, came at the perfect price, with the perfect lot. (Yay southern exposure!)But the home itself? Perfect isn’t the adjective you’d use. But you knew

Even if you can’t tell a tulip from a turnip at the garden center, you can still create eye-catching curb appeal by paying attention to the basics of good landscaping, especially in the

The pandemic has had what’s been referred to as a K-shaped pattern, meaning that while the economy as a whole experienced a decline as the coronavirus began to spread, the pattern of recovery

President Joe Biden has proposed a $15,000 tax credit to help first-time homebuyers purchase a property. As is typical for campaign proposals from either party, the details remain to be fleshed out.

Continuing to spend more time inside, homeowners are taking a closer look at their surroundings and noticing flaws in areas where they spend most of their time. The demand and pursuit of home

When house hunters walk into a home, they’re wanting to know if it’s been well maintained, and they’re carefully scrutinizing a home for clues of that. “Corroded air

Your home is your oasis. A place to kick back and relax from your day. So, why not invest in some items that can boost the zen in your home? Check out the tips below to help you achieve ultimate

The housing market has emerged as an economic bright spot. While the nation continues to feel the widespread effects from 2020’s turmoil, here are a few things the real estate

The homeownership rate for millennials is 8 percentage points lower than for Gen Xers and baby boomers when they were millennials’ ages, according to the Urban Institute’s &ldquo

The U.S. forbearance rate measuring the share of mortgages with suspended payments fell seven basis points to 5.83% last week, according to the Mortgage Bankers Association.&ldquo

CLOSING COSTS 101When purchasing a home, there are several fees you have to understand and factor in to your budget before you hit the closing table. Here’s what you need to know.What are

These 10 money- and time-saving steps can help you craft a winning bid.Ah, the offer!Know Your Limits | Learn to Speak "Contract" | Set Your Price | Figure Out Your

You’ve just purchased your first home and it’s time to start filling it up. But, where to start? Below is a list of must-haves for each room in your home!Living room. Aside from standard

Entrepreneurs are a breed we come across very often, and many people we know are choosing to shift from the comfort of a regular 9-5 job to the thrill of entrepreneurship. In fact, this shift has

Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase then

Timing determines so much when you're buying a house. Although the best time to buy a house is when you're ready both financially and emotionally, there are other factors that can help you decide

Home buying seems simple enough: Find a house you like that’s close to work or school, tell someone you want to buy it, and move in.But there’s more to it than that. You’ll have to

The closing. It all comes down to this. The grand finale. Once you have the keys, the house is yours. (Cue: Air horn sound!)Nice work getting this far. You’re almost a homeowner! Let’s

The pandemic has influenced so many areas of our lives these past few months. It’s not surprising that it’s also affecting the design of our homes. Let’s look at some of the

What's a rule of thumb to determine how much mortgage you can afford? There's no one rule, but these four tips will tell you.Home ownership should make you feel safe and secure, and that includes

Open floor plans, smart homes, and outdoor areas are among the features in top demand for home shoppers this year. Home improvement website Fixr’s recent study, Single-Family Home Construction

There’s everyday clean, guest clean, and then there’s COVID-19 clean.To get down the absolute nitty gritty on how to disinfect your home, you’ll want your big guns: bleach, rubbing

Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that

There are a lot of home pricing resources out there, and some are far better than others.When it’s time to sell your house, you may be feeling a little anxious. A chapter of your life is

Buy and hold real estate may be the best investment around. But unfortunately, like all good things, there's always a catch. Buying investment properties and holding them requires money, and if you

Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a

Now that stay-at-home orders have been relaxed, the backyard—which may have been used infrequently recently—has regained primacy as a home feature. So, baby, if you got back(yard), use!

A well put together home bar is a great addition for homeowners who enjoy entertaining. When you start stocking up, it’s important to keep in mind that you want good quality items, but you don

Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and

As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on

Ahhh! Sparkling floors, gleaming windows, and zero dust bunnies. A thorough cleaning can make your abode feel brand new. But that immaculate house comes with a price — sore biceps

Finding mold in the basement is a problem that many homeowners have to face.  Unfortunately, once you do, it can be difficult to get rid of, plus it can cause health issues for those residing

CONVERT YOUR BASEMENT INTO A PLAYROOMIf you’re a parent, sometimes you need to get a little creative to make sure your little munchkins have enough room to play and do the things they enjoy.

For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come.

If you are a big wine connoisseur or just saving a few bottles to crack open on special occasions, it’s important to understand how best to store them safely until you’re ready to.

Green thumb or not, every homeowner should try their hand at growing fresh herbs. Here are 5 easy-to-grow herbs you can pick up and start tending to today.Mint. The perfect addition to a cool,

The stigma that has been historically associated with a home's "days on market," as it relates to home sales is soon to be a thing of the past.The real estate market is

Buying a home is likely one of the largest purchases you will make in your lifetime. So why not maintain and grow that investment so if or when you decide to sell, you can reap maximum return? Below

Effective yesterday we entered a mandatory "Shelter in Place" order for many of us.  First and foremost we should be thanking all the first responders and medical workers for their long hours

Today I'm not going to talk about the obvious - Corona Virus - because...well everyone else is talking about it and I think I just want to talk about something different. Many of us are stuck

Downsizing your home is not just for empty-nesters. There are numerous reasons and situations where this path could be the right one for you and your family!MinimizingOwning a large home and

Your moving day is set and it’s time to start preparing. As you’re making your lists and checking them twice, don’t forget to factor in your furry friends. Here are some tips for